Oregon Bankruptcy Attorney

Keith Karnes is a Salem, Oregon attorney who offers help to individuals and small businesses with financial challenges. Our firm offers bankruptcy assistance as well as loan workouts, tax settlements, foreclosure defense and consumer litigation. We offer free consultations and emergency bankruptcy filings.

We provide immediate help to stop garnishments, foreclosures, and bank levies, which give you time to work out your financial situation. Many people choose to file bankruptcy because it provides certainty in dealing with debt problems. You can retain our office for $100 and then refer your creditors to us. This will stop all phone calls and most other collection attempts until you file bankruptcy. Bankruptcy can give you a fresh start, let you catch up on missed mortgage payments, reduce the interest rate on your car loans, and repay taxes without penalties or interest. In most cases you can keep all of your assets. We will be with you each step of the way, discussing all of your options, determining the best course of action, and completing the process to solve your financial matters. We will advocate for you before, during and after bankruptcy. We will provide a free pre-bankruptcy consultation to advise you of your options, represent you in court to protect you and your business, insure your creditors respect your discharge and help you rebuild your credit.

Unique to our firm, we offer more than bankruptcy. When bankruptcy is not the answer, we provide other ways to solve your financial difficulties. We can stop foreclosures, provide loan workouts with your creditors, stop garnishments and negotiate tax deals with the IRS. In many cases, this eliminates the need to file for bankruptcy.

We also represent consumers. If you are the victim of collection harassment, incorrect credit reporting, or identity theft we can help. In most instances we are able to recover our attorney’s fees from the defendant, meaning we can provide you with quality legal representation with little or no cost to you. Call us for a free full length consultation.

Keith Karnes is an attorney with more than a decade of experience in dealing with financial problems for his clients. He is a popular speaker at Continuing Legal Education seminars, where he trains other attorneys. He is recognized as an expert in bankruptcy and consumer law and is a frequent author on bankruptcy and financial topics. He is reviewed by his peers and clients as one of Oregon’s top attorneys. Keith handles bankruptcy cases and complex business and farm reorganizations. He also litigates collection issues in federal, state and bankruptcy court. Keith can help you resolve your financial matters because of his expertise and experience. Call for a free full length consultation.