Salem Oregon Bankruptcy Attorney
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Is Bankruptcy Right For You?

Coming to the realization that you may need to file bankruptcy is difficult. We offer a free full length consultation to discuss these issues with you in a personal and understanding manner. Keith Karnes is an experienced attorney who can discuss whether bankruptcy is the right option, or if there are better solutions to your financial issues.

When deciding if you should file bankruptcy consider:

  • Can you make all of your monthly payments with your earnings? Or are you going further into debt each month?
  • Could you afford to make your home payment if you wiped out your credit cards and medical bills?
  • Have you suffered a severe financial setback, either through losing your job or becoming seriously injured?
  • Do you have wages or other income that creditors can garnish if you don’t pay your bills?
  • Do you have several debts that are giving you difficulties?
  • Is it unfeasible to budget yourself out of debt within the next five years?

If you answered “yes” to any of these questions, bankruptcy may be right for you. We can help you determine if bankruptcy is the best option. Sometimes, we recommend other options like tax settlements, mortgage modifications or loan workouts. For others, bankruptcy is the best choice.

Call Keith Karnes for a free full-length consultation at (503) 385-8888.

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Legal Options

Chapter
7
Foreclosure
Defense
Chapter
13
Loan
Workouts
Chapter
11
Tax
Defense
Chapter
12
Consumer
Litigation
We will help you choose
your best option

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Client Reviews

  • Appreciated The Time and Effort

    We have really appreciated the time and effort that Keith has put in on our behalf in resolving more then a few lawsuits! He is a hard worker and has our best interest in mind when helping our family, and business! Thanks to him, we've been able to stay in our house! We are very grateful!...

  • Thoughtful, Helpful and Professional

    We found Keith Karnes to be extremely thoughtful, helpful, and professional. He helped resolve what could have been a very difficult situation, efficiently and swiftly, and he provided us with the results we were looking for....

  • Quickly Produced Ideal Resolution

    Keith Karnes is a proficient, intelligent and trustworthy attorney. He was able to help my husband with a contract dispute and an unfair debt collection. He quickly produced an ideal resolution in each case. Keith addresses concerns and helps his clients achieve the best case scenario. He would be the first person we would hire should we need legal counsel in the future....

  • Caring, Confidential, Comprehensive

    Keith Karnes is caring, confidential, and comprehensive. He took care of my case quickly and efficiently. I highly recommend him!...

 

   

We are a debt relief agency. We help people file for bankruptcy.

Keith Karnes Law Offices, P.C., 2701 12th St. SE, Salem, Oregon 97302

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