Salem Oregon Bankruptcy Attorney
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Collection Harassment

When bill collectors engage in harassment, dirty tricks, and outright fraud in an attempt to collect a debt from you, the Washington and Oregon consumer law attorney Keith Karnes is here to stop the illegal, threatening and harassing behavior and recover any monies which have been wrongfully taken from you by unfair debt collection practices as well as other damages.

Debt collectors have been known to try to collect on debts that are not valid or are no longer owed, including debts created by identity theft, debts which have been wiped out in bankruptcy, and debts which are past the statute of limitations, or too old to be collectible. Federal and state laws exist to protect the consumer from this unlawful conduct, and our lawyer has years of experience filing lawsuits against debt collectors for unfair debt collection. Examples of illegal collection activity include:

  • Calling you at work when the collector has been told not to do so
  • Communicating with your employer
  • Threatening you with criminal prosecution or jail
  • Calling your home early in the morning or late at night, or at inconvenient times when you have told them not to call
  • Calling repeatedly just to harass or annoy you
  • Speaking with your friends or neighbors about your debts
  • Trying to collect a debt that is not owed due to identity theft
  • Trying to collect interest, fees or costs that are not allowed by law or contract

We have recovered hundreds of thousands of dollars from debt collectors who have violated federal or state debt collection laws. Both state and federal law allow you to recover your attorneys’ fees from a debt collector who violates the law, so we may be able to take your case for very little out of your pocket. You don’t need to allow this harassment to go on for one more minute. If you are being harassed, annoyed or victimized by overly-aggressive or deceptive bill collectors, contact Keith Karnes at our Salem office for a free consultation and immediate assistance.

stop creditor calls
Put a stop to the creditor calls. Retain us for as little as $100 and refer your creditors to us!

Legal Options

Chapter
7
Foreclosure
Defense
Chapter
13
Loan
Workouts
Chapter
11
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Defense
Chapter
12
Consumer
Litigation
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your best option

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Client Reviews

  • Appreciated The Time and Effort

    We have really appreciated the time and effort that Keith has put in on our behalf in resolving more then a few lawsuits! He is a hard worker and has our best interest in mind when helping our family, and business! Thanks to him, we've been able to stay in our house! We are very grateful!...

  • Thoughtful, Helpful and Professional

    We found Keith Karnes to be extremely thoughtful, helpful, and professional. He helped resolve what could have been a very difficult situation, efficiently and swiftly, and he provided us with the results we were looking for....

  • Quickly Produced Ideal Resolution

    Keith Karnes is a proficient, intelligent and trustworthy attorney. He was able to help my husband with a contract dispute and an unfair debt collection. He quickly produced an ideal resolution in each case. Keith addresses concerns and helps his clients achieve the best case scenario. He would be the first person we would hire should we need legal counsel in the future....

  • Caring, Confidential, Comprehensive

    Keith Karnes is caring, confidential, and comprehensive. He took care of my case quickly and efficiently. I highly recommend him!...

 

   

We are a debt relief agency. We help people file for bankruptcy.

Keith Karnes Law Offices, P.C., 2701 12th St. SE, Salem, Oregon 97302

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